mPokket Loan App Apply: Friends, through this article today, we are going to tell you in detail that if you need a personal loan for very low expenses, then you can very easily get a loan amount for your personal loan from mPokket Application. Note that personal loan is being provided very little by mPokket application, especially it is given loan for small needs.
Before proceeding in the same article, let us tell you all in detail that through the mPokket application, you can take a personal loan amount of at least ₹ 500 to a maximum of ₹45,000 directly in your account. By reading and knowing all the above details given below, you will be able to know the complete details of how to apply for mPokket Personal Loan through a very easy process and will also be able to get the loan amount in your account.
Before proceeding in the same article, let us tell you all in detail that to apply for mPokket Personal Loan, you have to apply through your mobile phone. We will tell you that after reading all the above details, you can very easily apply for mPokket Personal Loan and get a loan amount of maximum ₹45,000 directly in your account, for which you will have to apply online.
mPokket Loan App – Overview
| Name Of Article | mPokket Personal Loan Apply |
| Name of the App | mPokket |
| Type of Loan | Personal Loan |
| Who Can Apply | All Can Users Apply |
| Loan Amount | ₹500 Up to ₹45,000 |
| Apply Mode | Online |
mPokket Loan Features
If you want to take a loan through mPokket Personal Loan Application, then there are many benefits and features which you need to know while taking a loan.
- Taking a loan through mPokket Personal Loan Application is 100% online, meaning you do not need to go anywhere, you can apply for a personal loan only with the help of your mobile phone.
- The loan applied through this application is approved soon and you get the loan in your bank account within 5 minutes.
- No physical verification is done while taking a loan from mPokket, you can do online verification with the help of your KYC document.
- You also get a student loan from here for which you will not need to provide any income proof.
- You get a long time of up to 4 months to repay the loan amount, during which you can repay the loan amount as EMI.
- Whenever you pay the EMI of the loan, you get some cashback and offers.
- Inside the application, you also get the option of Refer And Earn from where you can earn money by sharing the application with your friends.
mPokket Loan Eligibility
As we told you, any student, working person or business person can avail personal loan through mPokket application and the eligibility to avail loan is different for everyone, hence you can check your eligibility below as per the work you are doing currently.
Eligibility For Students
- If you are a student, you must be 18 years of age or above.
- You must have your college ID to take a loan.
- You will need a mobile number and a smartphone to take a personal loan.
- You must have a bank account to which your Aadhaar card is linked.
- You must have personal documents like driving license, passport, Aadhaar card, PAN card.
Eligibility for job or business people
- Your age should be 18 years or above.
- To take a loan, you must have an ID for Aadhar card, PAN card, passport and address proof.
- To take a personal loan, your salary should be at least ₹9000 and income ₹12000.
- Your monthly salary or income should come to your bank account or through cheque.
Types of mPokket Loan
1. mPokket instant personal loans for college students. These come with affordable interest rates and flexible repayment options. These loans can be availed to cover expenses like tuition fees, gadgets, day-to-day activities of students, textbooks, and living expenses.
2. mPokket instant personal loans for the salaried. These are small ticket-sized loans that are easily available to salaried individuals with a minimum income of Rs. 9000. They come with quick disbursal, minimal paperwork, and low interest rates. Whether it is for emergencies, education, or travel, you can avail of these personal loans for your instant financial needs.
3. mPokket instant personal loans for the self-employed mPokket gives small ticket size cash loans to self-employed individuals. These include freelancers, entrepreneurs, self-employed chartered accountants, doctors, and others. Through these loans, you can get quick access to funds for working capital, machinery, business expansion, business marketing, etc. Self-employed individuals can benefit from the customized repayment plans, low interest rates, and quick approval and disbursal.
mPokket Loan Documents
To avail a loan from mPokket application, it is important for you to have the following documents which may be asked for at the time of filling the loan application form.
Important documents for students
- To take a loan, you must have an Aadhar card, driving license, voter card, or passport ID.
- PAN card is an important document which you must have to take a student loan.
- You must have your college ID card.
- A passport size selfie photo.
Important documents for those doing job or business
- You will need Aadhar Card, Driving License, Voter Card or Passport while taking a loan.
- It is very important to have your PAN card.
- If you do job or business then you will have to give bank statement of last 3 months.
- To take a loan, you will have to give salary slip, offer letter or joining letter.
How To Apply mPokket Instant Personal Loan?
- Download the mPokket app.
- Create an account by providing your registered mobile number
- Click ‘Send OTP’
- Complete the OTP verification and continue
- Create your profile by giving personal information like date of birth, marital status, qualification, etc., employment details like company name, income, etc. and bank details. Upload your selfie also.
- After completing your profile, select the KYC ID you want to provide. It could be your voter ID, passport, driving license, or Aadhaar card. Upload the KYC.
- After KYC verification and approval, you can start borrowing. You can get a loan amount up to Rs. 45,000. The loan amount you are eligible for will depend on factors such as income, credit history, occupation, etc.
mPokket Customer Care
- mPokket customer service agents are available from 9 AM – 7PM to assist you with any problem.
- You can contact mPokket customer care through the number – 033-6645 2400.
- You can also write an email to support@mpokket.com for any queries or complaints.
- mPokket has a grievance redressal policy to ensure that queries and complaints are resolved and the customers are satisfied. The company has a CRM system in place to enable timely resolution of grievances. This system captures complaints, sticks to TATs, and escalates issues based on predefined TATs, and escalation matrix. The mPokket customer service is responsible for resolving the complaint/grievance within 7 working days. If the customer is still unsatisfied, he/she can escalate the issue through the grievance redressal mechanism.
- mPokket also has the ombudsman scheme, which was created by the Reserve Bank of India (RBI) to redress the customers on specific types of banking services provided by banks and to enable the settlement of those complaints.
Important Links
| Download Apk | Click Here |
| Home Page | Click Here |
Conclusion
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